The Fintech Challenges We Solve
We know the specific problems that make fintech apps hard. Here is how we approach them.
Security at Every Layer
Financial apps are prime targets. A single breach can cost millions in fines and permanently destroy user trust.
Regulatory Complexity
PCI-DSS, Open Banking, FCA authorisation, AML/KYC โ navigating financial regulation while shipping fast is genuinely hard.
Real-Time Processing
Users expect instant balance updates, instant transfers, and instant notifications. Latency is a product failure.
Scale Under Load
Payday Friday or a viral moment can 10ร your traffic in minutes. Your infrastructure must handle it without degradation.
What We Build for Fintech
Bank-Grade Security
Biometric auth, device fingerprinting, jailbreak detection, certificate pinning, and end-to-end encryption on every transaction.
Open Banking APIs
Plaid, TrueLayer, Yapily, and direct bank API integrations for account aggregation and payment initiation.
Real-Time Architecture
Event-driven backends with Kafka or AWS EventBridge, WebSocket push notifications, and optimistic UI updates.
KYC/AML Automation
Integrated identity verification (Jumio, Onfido, Sumsub) and transaction monitoring for regulatory compliance.
Multi-Currency & FX
Multi-currency wallets, live FX rates, and cross-border payment rails via Wise, Stripe, or Currencycloud.
Analytics & Fraud Detection
ML-based fraud scoring, anomaly detection, and real-time risk dashboards for your compliance team.
Types of Fintech Apps We Build
Frequently Asked Questions
Do you build PCI-DSS compliant apps?+
Yes. We follow PCI-DSS Level 1 requirements โ secure card data handling, tokenisation via Stripe or Braintree, and annual penetration testing support.
Can you integrate with Plaid or Open Banking?+
Yes. We have built integrations with Plaid, TrueLayer, Yapily, and direct bank APIs across Europe and North America.
How do you handle KYC in the app?+
We integrate with leading identity verification providers โ Jumio, Onfido, or Sumsub โ for automated document verification, liveness detection, and AML screening.
What happens if our app gets 100ร our normal traffic?+
We build on auto-scaling infrastructure (AWS ECS or Lambda) with load testing done before launch. We design for 10ร your projected peak load from day one.
Can you build a crypto or DeFi app?+
Yes โ we build Web3 wallets, DEX interfaces, NFT platforms, and DeFi dashboards. We work with ethers.js, wagmi, and all major EVM chains.
Ready to build your app?
Tell us about your project and get a free, no-obligation quote within 24 hours.
Get a Free Quote โ